uob particular banking
uob particular banking
Blog Article
UOB Lender presents a range of personalized banking providers designed to meet up with the monetary requires of individuals. Down below is an in depth overview that will help you have an understanding of The main element aspects and offerings.
Different types of Accounts
Cost savings Account: This account allows you to save cash while earning curiosity.
Capabilities: Easy access, curiosity earnings, small service fees.
Rewards: Safe and sound spot for your funds, prospective expansion through interest.
Recent Account: Perfect for day by day transactions and managing expenditures.
Capabilities: Checkbook facility, overdraft security.
Benefits: Handy for regular payments and withdrawals.
Set Deposit Account: For anyone aiming to get paid higher interest prices more than a fixed time period.
Functions: Mounted phrase deposits, larger curiosity charges when compared with discounts accounts.
Added benefits: Safe expenditure selection with predictable returns.
Loans
Private Loans: Unsecured financial loans that may be used for various purposes like instruction or household renovation.
Sorts:
Installment Loans
Credit Strains
Positive aspects: Versatile repayment terms, aggressive curiosity rates.
Dwelling Loans: Tailored methods for obtaining house or refinancing existing home loans.
Kinds:
Preset Fee Residence Loan
Floating Amount Residence Loan
Added benefits: Distinct plans to go well with person requires, eye-catching rates.
Charge cards
UOB provides An array of credit cards catering to unique lifestyles and paying out routines:
Rewards Playing cards: Make factors on each invest in which can be redeemed for gifts or journey miles.
Cashback Playing cards: Get money rebates on day-to-day investing for instance groceries and eating out.
Travel Cards: Exclusive benefits like air miles accumulation and journey insurance plan protection.
Investment decision Expert services
For people thinking about increasing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by specialists. * Appropriate for extensive-term development goals.
Structured Deposits * Combines the characteristics of regular deposits with financial investment goods. * Probably increased returns but with a few check here chance included.
Insurance plan Products and solutions
To shield you and All your family members versus unexpected gatherings:
Lifetime Coverage * Presents economical stability in the event of Loss of life or crucial sickness. * Can also function a price savings Resource depending upon the plan decided on.
Wellness Insurance policy * Covers professional medical charges like hospitalization fees. * Essential for mitigating significant healthcare costs.
Electronic Banking Providers
Comfort at your fingertips as a result of digital platforms:
Web Banking
Helps you to manage your funds on the internet:
View account balances and transaction heritage
Transfer cash among accounts or pay expenditures
Make an application for new items (financial loans/charge cards)
Cell Banking
Banking on-the-go by means of mobile apps:
Brief harmony checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to offer personalized banking alternatives that cater particularly to particular person specifications when ensuring usefulness and stability in all transactions.